Medical malpractice insurance is one of those things in life that qualifies as a love/hate relationship for most doctors. You love it when you need it and hate it when you have to pay your premium.

The options can be overwhelming and confusing. That is why we shop the options for you. In fact, we analyze your current coverage and research the appropriate choices available to you absolutely free. Also, ask about our unique Specialists programs — for doctors who specialize in certain areas, we can provide you with the most comparable  coverage and rates anywhere in the state.

Products

• Medical Professional Liability
• License/OSHA/EEOC
• Medicare/Medicaid Fraud and Abuse
• Allied Health Professional Liability
• Healthcare Facilities Professional Liability
• Employee Coverage
• Vicarious Liability

Carriers

Risk Strategies works with the top malpractice insurance carriers in the state to bring you the best coverage for your unique situation. the companies we currently work with can be found here.

Risk Strategies is proud to offer and recommend to you the following additional coverages:

Higher Limits on your Malpractice Coverage: As pricing has decreased in the last several years, we are seeing more doctors carrying higher limits so you might consider a quote.  Limits available are:
•    $250,000/$750,000
•    $500,000/$1.5 Million
•    $1 Million/$3 Million
•    Others upon request and underwriting approval

Regulatory and Investigatory Coverage:  Your basic malpractice insurance policy may or may not include coverage for state, federal, and managed care audits and investigations, including RAC audits and their cousins on steroids!  We have stand-alone investigatory coverage, or if your policy already has it, then you may be eligible to purchase higher limits.

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Employment Practices Liability (EPLI): Provides liability insurance protection for employment-related claims made by current, former, and even prospective employees, such as:
•    Wrongful dismissal, discharge, or termination of employment
•    Employment-related misrepresentation
•    Violation of employment discrimination laws
•    Sexual and other harassment
•    Wrongful failure to hire or grant tenure
•    Negligent evaluation
•    Retaliation
•    Invasion of privacy
•    Employment-related defamation or infliction of emotional distress

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Cyber Liability Protection Coverage: An aggressive, broad coverage that protects doctors against regulatory and liability claims arising from the theft, loss, or accidental transmission of confidential patient or financial information, as well as the cost of data recovery.

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Medical Directorship Coverage: Medical liability insurance plans generally cover clinical issues as defined by hands-on care of patients, but do not cover medical director administrative activities and decisions, implementation of resident care policies, or coordination of medical care. Therefore it is necessary to have separate liability insurance that covers the administrative duties and role of the medical director.

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Workers’ Compensation Insurance:  The rates for workers’ compensation insurance are set by the State of Florida. Your practice will pay the same price no matter where you choose to secure coverage. However, under the AmTrust program, you may be eligible for a potential dividend of up to 24.8%.

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If you would like more information on any of these products, or to discuss all available options and coverages, please contact the experts at Risk Strategies at 800.966.2120.

Behavioral Healthcare and Treatment Provider Insurance Program

We at Danna-Gracey are here to help the Behavioral Health Community as you face the challenges of your industry in finding trusted, competent, and caring advisors for your insurance needs.  Having helped medical professionals for years you will be pleased to be able to turn to us to help with the insurance maze.

Professional Group Liability Insurance for Nurse Practitioners

The Florida Association of Nurse Practitioners (FLANP) Board of Directors is proud to endorse their partnership with Danna-Gracey, a division of Risk Strategies, for nurse practitioners medical malpractice insurance – the Superior Nurse Practitioner Insurance Solutions (SNPIS) professional liability insurance purchasing program. Created and endorsed by the FLANP for FLANP members, it is available exclusively through our partnership with Risk Strategies, one of the leading medical malpractice insurance agencies in the nation, and an A.M. Best A rated carrier or better.

For more information, contact Tom Murphy at 800.966.2120 or click here.

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