Insuring independent physicians and their practices against risk since 1975. Experts in your specific circumstances, our physician-focused approach starts with listening and ends with solutions that protect you, your practice, and your family. From medical professional liability (MPL) insurance to alternative risk solutions, we take the long-term view in helping you manage your risk, because we care about your long-term success.
A.M. Best Rating: A (Excellent)
Total Assets: $1.3 Billion
Position in Florida med mal market: Insures approximately 13,400 physicians in Florida
History and Description: The company that would grow to become Curi was established as Medical Mutual Insurance Company of North Carolina in 1975 when other carriers stopped offering malpractice insurance to physicians in North Carolina. Since then, the company’s insurance offerings have expanded to 46 states and the District of Columbia, with concentrations of customers in the Southeast and Mid-Atlantic regions.
Policy form: Claims-made
Policy Enhancements include:
Multiple coverage and limit options – Customize your policy by selecting from a wide range of policy limits for physicians and the practice.
Broad regulatory and cyber coverage included – Your Curi policy comes with additional regulatory and compliance protections as well as protection against the risk from network security and privacy exposures.
Consent to settle is a part of every policy – We provide personalized support throughout the claims process and would never settle without your consent.
Admitted and non-admitted policy options – We provide state approved and backed policies or policies with regulatory flexibility for specific coverage and structure needs.
Member Dividends – These are annual cash payments to qualifying physicians and practices.
The Legacy Fund – The Legacy Fund is savings accounts for certain policies that grow tax-deferred and pay out upon designated events, including retirement.