Category Archives: General

Employer Liability vs. Workers’ Comp: Know The Difference?

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By Tom Murphy Confusion can reign when it involves employers trying to determine if something falls under their workers’ compensation coverage or their employer liability coverage. The fact is, many employers/medical practices do not even carry employer liability insurance, otherwise known as EPLI. In Florida, any non-construction employer with four (4) or more employees is

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Update on Florida Workers’ Compensation

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By Tom Murphy As we prepare for the mass migration of workers’ comp professionals to the annual WCI meeting in Orlando this August, we want to provide a brief update on the current state of workers’ compensation in Florida. The Florida Department of Insurance, at the recommendation of the National Council on Compensation Insurance (NCCI),

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It’s Time for Florida NPs to Seek Malpractice Insurance Coverage Shelter

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In the wake of the March 13, 2014 Florida Supreme Court ruling that a 2003 law limiting damages in medical-malpractice cases was deemed unconstitutional, a more difficult, “hard market” was predicted to hit Florida’s malpractice insurance market soon. Much like the dark storms on the horizon indicating a coming storm, we are starting to see

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Florida Approves Second Workers’ Comp Rate Decrease in Six Months

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By Tom Murphy For the second time in six months, the Office of Insurance Regulation (OIR) has approved a rate decrease that will affect all Florida businesses. Insurance Commissioner David Altmaier’s statement attributes the 1.8% overall decrease to the recent federal Tax Cuts and Jobs Act. The new rates will take effect for all new

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MedMal Q&A – Is the Medical Malpractice Insurance Hard Market Coming?

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Q: We keep hearing that a medical malpractice insurance hard market is coming in Florida. What does this really mean and when should we be concerned? A: The market cycle for malpractice insurance in Florida has fairly predictable cycles, with extreme fluctuations in pricing and insurers’ underwriting. For example, the late 1990s and early 2000s were

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And the 2016 Buchman Award goes to Matt Gracey!

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On September 12, 2016, Danna-Gracey CEO Matt Gracey received the Buchman Award for extraordinary achievement in the healthcare liability industry. This annual award is present to a partner who makes a significant positive contribution to the field and embodies the spirit of MedPro’s core values. Matt’s contributions include the development of a unique business strategy

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Tax Season is the Reason for Cyberattacks

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It appears that the 2017 tax year is going to be exactly like 2016’s, if not worse, with cyberattacks targeting small to medium-size organizations. Here is how the extremely simple process works: An HR department or their Payroll staff receives an email that appears to come from their CEO or CFO, requesting a digital copy

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Florida Legislature Discussing Workers’ Compensation Premium Changes

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As all Florida businesses large and small come to the realization that their workers’ compensation premium has increased almost 15% as of December 1st, 2016, most of them are completely unaware that this increase is only the beginning of additional increases if the Florida legislature does not take action this session to alleviate the effects of

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Do You Want to Be a Paid Medical Expert Witness?

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Medical expert witness testimony is essential to all medical malpractice legal proceedings. Usually, without a medical expert, plaintiffs cannot proceed to trial, and defendants are usually doomed to an adverse jury verdict. Medical experts are recruited in many ways, even from proprietary companies who offer a diverse variety of experts. Many professional organizations, including the

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