Audiology

Why Do I Need Audiologist Liability Insurance? 

 

Network of Florida OtolaryngologistsRelying solely on an employer’s audiologist malpractice insurance to protect personal assets from a lawsuit may cause professionals undue hardship. Having separate audiologist liability insurance from your employer is important because an employer’s policy may focus on their financial liability first, leaving little to no protection for you depending on damages incurred. If named in a lawsuit, individuals could be exposed, resulting in financially devastating legal costs. The best protection for any allegation against your professional services is having reliable audiologist liability insurance at a reasonable cost. CM&F’S liability insurance for audiologists is designed to protect personal assets and cover legal expenses in the event of a malpractice lawsuit. This insurance covers amounts that you would otherwise be legally obligated to pay as a result of a professional liability claim arising out of a covered medical incident, whether the accusations are proven true or not.

We are very excited to announce the launch of the new NFO Audiologists Malpractice Insurance Program, insured by CM&F / MedPro, a Berkshire Hathaway company.  The three best highlights of the program are as follows:

  • Most importantly the coverage is with the same insurance company family as the NFO’s malpractice insurance program for the nearly three hundred otolaryngologists across Florida.  With the same claims handlers defending any lawsuits against the program insured audiologists and otolaryngologists alike will have a unity of defense instead of different insurers looking to place blame on the other codefendant providers, which is what plaintiff attorneys count on to win large settlements and jury awards.
  • This coverage gives you an across the board ability to consent to any settlements of lawsuits against you, which many other popular policies among audiologists do not.
  • CM&F / MedPro are rated by A.M. Best higher than any competitors, which in the unfolding “hard” market conditions of increasing claims losses is extremely important and will allow you to rest assured that your insurer will be solvent in your time of need.

We encourage all audiologists in Florida to research and compare this coverage and highlights with any other options to see why now is a smart time to switch to this great new program.

With this exclusive program offered through the NFO and Danna-Gracey, CM&F offers Audiologist malpractice insurance to individuals interested in protecting themselves with superior liability insurance. Compare your Audiologist liability insurance policy today with CM&F to immediately see why so many of your colleagues are turning to CM&F.

The NFO Audiologist Program is underwritten by top-rated Medical Protective, rated A++ (Superior) by A.M. Best. As the nation’s oldest provider of healthcare malpractice liability insurance, Medical Protective has been protecting the assets and reputations of healthcare providers for over 100 years.

In Florida for $1MM/$3MM Limits of Occurrence Coverage, you can secure coverage for just $86 for Employed and $148 for Self-Employed.

For more information, contact the program administrators with Danna-Gracey at 800.966.2120.

BENEFITS OF CM&F COVERAGE

  • Coverage Options up to $2 Million Per Claim
  • Full Consent to Settle Claims – superior to many others
  • Unity of defense with many NFO doctors insured with MedPro
  • License Defense Coverage
  • General Liability Available
  • Defense Costs in Addition to Liability Limits
  • Sexual Misconduct Defense
  • HIPAA Defense Coverage
  • 24/7 Portable Coverage That Covers You Everywhere You Go, Even in Volunteer, Telehealth, or Moonlighting Assignments
  • Excludes Intraoperative Neuromonitoring Audiologists

Why Choose CM&F?

 Family owned since 1919, CM&F believes in great products, with better technology for the best service. Rest easy that you’re backed by the market’s best liability insurance for Audiologists. They believe in investing in technology without sacrificing service. However, like so many companies these days, they don’t think technology solves everything. That is why they have a fully staffed call center as well as options for chat in addition to email support.

Get the Audiologist insurance that works for you. Don’t leave your career exposed. Get insurance coverage through CM&F today!

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What is Audiologist Malpractice Insurance?

Professional malpractice insurance for audiologists offers liability protection against claims associated with mistakes or negligence (whether true or false) that result in bodily injury, medical expenses or even claims of mental anguish or pain and suffering. Malpractice insurance for audiologists is necessary as it allows providers to carry out their duties without fear of litigation.

What Risks Do I Face as an Audiologist That Warrants Malpractice Insurance for Audiologists?

An audiologist is a healthcare professional who identifies, assesses, and treats hearing loss and related disorders in their patients. Because audiologists specialize in helping their clients overcome hearing impairments impacting daily life, audiologist liability insurance is necessary as it protects therapists from possible claims. Audiologists must be aware and recognize the safety concerns of their patients when performing certain exercises and procedures. Audiologist professional malpractice insurance is designed to protect personal assets and cover unexpected expenses in the event of a malpractice suit.

Why Do I Need Audiologist Liability Insurance?

Relying solely on an employer’s audiologist malpractice insurance to protect personal assets from a lawsuit may cause professionals undue hardship. Having separate audiologist liability insurance from your employer is important because an employer’s policy may focus on their financial liability first, leaving little to no protection for you depending on damages incurred. If named in a lawsuit, individuals could be exposed, resulting in financially devastating legal costs. The best protection for any allegation against your professional services is having reliable audiologist liability insurance at a reasonable cost. CM&F’S liability insurance for audiologists is designed to protect personal assets and cover legal expenses in the event of a malpractice lawsuit. This insurance covers amounts that you would otherwise be legally obligated to pay as a result of a professional liability claim arising out of a covered medical incident, whether the accusations are proven true or not.