American IV Association

American IV Association Professional Liability Insurance Program


The American IV Association (AIVA) is extremely pleased to announce their association with Risk Strategies/Danna-Gracey for your medical malpractice insurance, as well as several other risk-avoidance insurance coverages, now available to AIVA members through the American IV Association Professional Liability Insurance Program. Created and endorsed by the AIVA for AIVA members, it is available exclusively through our partnership with Risk Strategies, one of the leading medical malpractice insurance agencies in the nation.

From costly premiums to a rise in lawsuits, infusion centers face complicated risks every day. The Risk Strategies Medical Malpractice Team is an elite group of dedicated insurance and risk management professionals with over 35 years of experience in the health care sector. As a part of their larger and fully comprehensive Health Care Practice, they understand the specific needs of health care professionals and the risks they will encounter.

Through the power of strength in numbers, we are able to offer a collection of options designed specifically to protect your practice from the modern day threats you face every day, such as medical malpractice including medical directorship coverage, Workers’ Compensation, cyber breaches, ransomware, RAC audits, sexual harassment claims from patients and disgruntled employees, HIPAA violations, online reputation repair, Board of Medicine investigations, billing errors, and more.

The following are the available enhanced offerings, with a brief overview of what is covered:

Medical Malpractice Information

Our Medical Malpractice Team brings a deep understanding of the current market and evolving needs of physicians as you encounter rising litigation and the costs associated with both protecting and defending yourself. We create comprehensive and cost-effective solutions to fit your specific pain points, including:

  • Rising costs of physician practice overhead, due to  the significant expense of malpractice insurance
  • Non-specialist brokers, who are unfamiliar with malpractice insurance, often placing insufficient coverage limits, and restrictive terms and conditions
  • Growing requests for alternative program solutions for large groups and organizations
  • Coverage that is not evaluated each year to adhere to the constantly changing market
  • Navigating new practice structures as a result of hospital acquisitions, joint ventures or private equity ownership

Throughout our partnership, you will have a comprehensive program paired with fresh insights on the evolving market, solutions to your most pressing issues, and a team of experienced insurance professionals readily available to you. Our custom strategies will help manage your risk and prepare you for the unexpected. We:

  • Mitigate risk with customized risk management solutions
  • Are appointed by all of the major medical malpractice insurance carriers in the market
  • Conduct yearly reviews of your policy and give you recommendations for alternative market options
  • Have the ability and national platform to provide the following additional insurance options, including Workers’ Compensation, Cyber, EPLI, BOP, Employee Benefits, Life & Disability etc. specifically catered toward health care practices

Workers’ Compensation Insurance

Workers’ Compensation Insurance protects your business and office workers by providing benefits to employees injured in the workplace. These benefits can address medical care and related medical costs, retraining and lost wages until the employee can return to work or compensation for permanent disability.


The main purpose of workers’ compensation insurance is to address legitimate workplace accidents and carelessness. This includes incidents that occur off the employer’s premises but in the service of the job, such as injuries sustained while traveling for work or working remotely.


Workers’ Compensation insurance offers five basic benefits:


·       Medical care for the injured worker

·       Temporary disability benefits to make up for lost wages while the injured employee is recovering

·       Permanent disability benefits if an employee can’t return to work

·       Supplemental job displacement benefits, which pay for skill enhancement or retraining if the injured worker can’t return to the job they had before the injury

·       Death benefits paid to a spouse, children or dependents if the worker dies due to job-related injury or illness


We have access to exclusive dividend programs that vary by state.

Cyber Insurance

In today’s digital environment, it’s critical to protect your business from data and cyber risks. Our proactive cyber and privacy policy is the most innovative and comprehensive coverage available. It not only covers your practices’ liability for a data breach, coverage options also include a variety of expenses associated with data breaches, including notification costs, credit monitoring, costs to defend claims by state regulators, fines and penalties, cyber extortion, business interruption, and loss resulting from identity theft.  Included with your policy at no additional cost are proactive Apps that are designed to protect your practice from cyber threats, including:

  • Credential Monitor – Alerts you when an employee’s password or identifying information is stolen and may be used by a hacker.
  • Ransomware Prevention – Anti-ransomware software protects your business against 99% of known ransomware.
  • Patch Manager – Passively scans your internet-facing infrastructure for out-of-date software and vulnerabilities.
  • Threat Monitor – Combines threat intelligence and analysis to mitigate the likelihood of a breach before the damage is done. This includes passive monitoring for signs of phishing activity, anomalous network and DNS activity, domain monitoring, and other indicators of breach, as well as practical advice for how you can protect your business.

Employment Practices Liability Insurance

Not usually covered by general liability insurance, Employment Practices Liability Insurance (EPLI) addresses discrimination, wrongful termination, retaliation, and other risks faced by employers. The most frequent types of claims covered under such policies include wrongful termination, discrimination, sexual harassment, retaliation, invasion of privacy, and failure to promote.

In addition, policyholders gain access to risk management services, including consultation from employment law firms, online employment reference manuals, and other offerings to help minimize liability risk.

Opening an IV Therapy Clinic? What You Need to Know

Healthcare attorney & founder of the Florida Healthcare Law Firm, Jeff Cohen, discusses the emergence of IV therapy in the elective medical space. Jeff dives into the crucial need for regulatory compliance, proper business education, and the drivers behind why he started the American IV Association (AIVA) which is dedicated solely to providing this information to IV therapy providers and business owners nationwide.

3 in 4 infusion pumps vulnerable to cyberattacks: study

As many as 75% of infusion pumps connected to hospital networks may be vulnerable to digital attacks, potentially putting patients at risk or exposing private data, according to a report from a group of cybersecurity researchers.

Palo Alto Networks and its Unit 42 Threat Intelligence team used crowdsourced data from scans of more than 200,000 smart infusion pumps and discovered 3 in 4 had known security gaps.

Some of these vulnerabilities could allow an attacker to remotely intercept unencrypted communications from the device or permit an unauthorized person to change how the pump delivers intravenous medications. Other attempts may be less likely and would only be exploited by someone with physical access to the machine.

Altogether, the company’s report identified more than 40 direct cybersecurity flaws. It listed some of the most common issues—with each traced back to more than half of the vulnerable pumps analyzed—as having been publicly documented since 2016 or 2019. At the same time, many devices had one or more of about 70 types of known security shortcomings associated with Internet of Things hardware.

Read more here…