As the nation’s largest physician-owned medical malpractice insurer, The Doctors Company is fiercely committed to relentlessly defending, protecting, and rewarding our members with the industry’s most aggressive claims defense, unrivaled protection, and innovative rewards.
A.M. Best Rating: A Excellent
Total Assets: Over $6 Billion
Position in Florida Market: Insures approximately 14,500 physicians in Florida.
History and Description: Formed by California doctors in 1976, MICRA tort reform aftermath with left over tort reform political funds. TDC Recently acquired First Professional Insurance Company (FPIC) in 2011. TDC insures about 75,000 doctors nationwide and is endorsed by many national medical societies.
Policy form: Standard features, claims-made
Policy Enhancements include:
Industry-Leading Defense
Your defense starts with a promise to never settle a claim without your consent, where permitted by law. If you are sued, seasoned advocates will support you throughout the litigation process and teach you the skills necessary to be a strong player in your own defense.
Free Tail Coverage
For members who have been insured by The Doctors Company for five continuous years, we offer free tail coverage upon retirement from the practice of medicine or in the event of disability or death.
MediGuard
We automatically provide MediGuard coverage as part of our medical malpractice policy. This important coverage provides you with legal representation for administrative actions brought by Medicare/Medicaid, medical licensing boards, credentialing reviews and actions, professional review organizations, federal agencies regarding EMTALA, and the DEA.
Cyber Coverage
Privacy and data security exposure is the fastest growing threat to your medical practice. As a member, you receive cyber liability protection as part of your core coverage.
Visionary Risk Management Experts
Members have access to a wealth of resources, including industry-leading programs that help doctors and practices implement effective protocols, resulting in significantly fewer allegations of malpractice. And the industry’s largest claims database gives us an unparalleled understanding of lawsuits against doctors. This data-driven approach enables us to anticipate emerging trends and deliver innovative patient safety tools to help our members reduce risk.
The Tribute® Plan
We believe that doctors deserve more than a little gratitude for a career spent practicing good medicine. That’s why we created the Tribute® Plan in 2007 to reward members for their loyalty to The Doctors Company and for their commitment to superior patient care. We’ve paid more than $120 million in Tribute awards, and the highest award paid to date is $264,808.