Reducing Risk with Unified Support
Certitude features a unified risk management approach that helps physicians, their Ascension hospital, and ProAssurance work together toward a goal of increasing patient safety, lessening risk, and building defensibility.
Certitude members can call a ProAssurance Risk Resource Advisor to receive personalized support for unique concerns. These advisors are familiar with your stateâs legal and medical environment, ensuring they provide accurate and realistic information. Complimentary risk management resources, including seminars, newsletters, sample forms, and online tools, are also available.
Defending Malpractice Claims with a Unified Defense
ProAssurance is recognized as a national leader in strong physician claims defense. In fact, when comparing Certitudeâs claims results to the Medical Professional Liability Associationâs Data Sharing Project (2016-2018âthe most recent period available)*:
89% of Certitude malpractice claims defended by ProAssurance
were closed without indemnity paid
vs.
71% of overall malpractice claims closed in the U.S.
were closed without indemnity paid
When appropriate, ProAssuranceâs unified approach to claims ensures the hospital and its physicians are fairly represented during the claims process. Aligning these parties allows the physicianâs voice to be heard at every important step.
Certitude Eligibility
Ascension-affiliated physicians are eligible to participate in Certitude, subject to underwriting criteria. This includes participating in periodic risk management reviews. ProAssurance underwrites individual policies based on set variables (physician rating classifications, rating territory, limits, etc.) modified to reflect physiciansâ claim history and participation in risk management initiatives.
Additional Certitude Coverage Options
- Enhanced coverageâextended reporting endorsement (tail) coverage for death, disability, and retirement and for certain peer review services based on policy conditions.
- CyberAssuranceÂź helps address the ever-growing risk of cyber threats that physicians face.
- Interest-free payment options are also available to help with physician cash flow.
Other policy options may be available in certain states.
*Data analysis provided by MPL Association Data Sharing Project Dashboard/ProAssurance. Copyright, 2021. MPL Association.
The information provided may be used for personal use only. Any other use requires prior permission of the MPL Association.