Our practice occasionally receives money back from our workers’ compensation carrier. How can we tell if this is a dividend or return of excess company profits or premium?

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Workers’ compensation carriers operating in Florida are required to inform their insured clients of any applicable dividend plans that coincide with the coverage. Due to the fact that this is a benefit being offered by the carrier, most of them announce their dividend programs in a clear and concise manner. Dividends are usually based upon

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